📋 Loan Modification Leads

LeadsDataServices — Your One-Stop Data Solution Provider

How It Works

Our proprietary lead model pinpoints homeowners who are a prime match for loan modification services. By utilizing our advanced analytic abilities along with our defined homeowner demographics. We strategically market to those who are relevant and most likely to respond. Creating an efficiency lead cycle you can rely on.

Filter Criteria

  • Nationwide coverage in your licensed states
  • Homeowner with existing mortgage
  • Months behind on payment
  • Foreclosure status check
  • Property value and LTV ratio
  • Income and employment verification
  • Credit rating assessment

Script Validation

Introduction

Hi, may I speak with (First Name)?

Reason for Call

Mr./Ms. ______, this is _______ from the mortgage assistance network. The reason for my call today is that you inquired about a free, no obligation loan modification assessment.

Qualifying Question

Do you have a moment right now for a free assessment? (Must be "YES" to initial question)

Rebuttal (I'm not interested)

If you could lower your monthly mortgage payment and avoid potential foreclosure...Would you consider a loan modification (contact name)? (Must be "YES", If "NO" → Reject)

Qualification Questions
  1. Name, address, phone #?
  2. Existing mortgage balance?
  3. How many months behind?
  4. Are you in foreclosure?
  5. Current interest rate and term?
  6. Monthly payment amount?
  7. Current lender?
  8. Employment status and income?

If you can please provide your home or cell phone number as well, in case they can't reach you on this one?

Congratulations! You pre-qualify for a no-risk assessment. Do you have 10 minutes right now to speak with an agent?

Lead Example

DATE1/3/2020 11:24:06
LEAD REF4039854
FIRSTDavid
LASTWalker
PHONE-1234-555-4444
PHONE-2234-333-2222
ADDRESS321 Main St.
CITYCanton
STATEOH
ZIP44703
EMAILDavid.Walker@example.com
PROPERTY VALUE$245,000
MORTGAGE BAL$238,000
2nd MORTGAGE$0
LOAN-to-VALUE97.14%
MONTHS BEHIND3 Months
FORECLOSED ONNo
INCOME$42,000
EMPLOYED12 Years
RATE5.50%
TERM30-Yr Fixed
PAYMENT$1,340
CREDITFair (580-669)
PROPERTYSingle Family

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