LeadsDataServices — Your One-Stop Data Solution Provider
Our proprietary lead model pinpoints prospects who are excellent candidates for debt reduction services. By utilizing our advanced analytic abilities along with our defined demographics. We strategically market to those who are relevant and most likely to respond. Creating an efficiency lead cycle you can rely on.
Hi, may I speak with (First Name)?
Mr./Ms. ______, this is _______ from the debt relief savings network. The reason for my call today is that you inquired about a free, no obligation debt relief assessment.
Do you have a moment right now for a free debt assessment? (Must be "YES" to initial question)
If you could reduce your total debt by up to 50% and consolidate into one low monthly payment...Would you consider a debt relief program (contact name)? (Must be "YES", If "NO" → Reject)
If you can please provide your home or cell phone number as well, in case they can't reach you on this one?
Congratulations! You pre-qualify for a no-risk assessment. Do you have 10 minutes right now to speak with an agent?
Consumer debt sits at record levels. Federal Reserve data puts US credit card balances above $1.1 trillion, and elevated rates mean minimum payments now barely dent principal for millions of households.
That pressure creates a steady population actively seeking help: consumers researching settlement, consolidation, and counseling options because the monthly math has stopped working.
Balance qualification is the economics of this vertical. Programs need enough enrolled debt to justify servicing, so files filtered by estimated unsecured balance protect both your close rate and your unit economics.
LeadsDataServices delivers debt relief leads filtered by estimated unsecured balance, debt type, and state, generated from genuine help-seeking behavior, DNC-screened and exclusive to your campaign.
Estimated unsecured-debt filters keep your consultations focused on consumers who meet program minimums.
Credit card, medical, and mixed unsecured profiles can be separated to match your program design.
Leads originate from genuine relief-seeking behavior, not scraped lists relabeled as inquiries.
Files built around where your program lawfully operates, respecting state-by-state debt-relief regulation.
Phone records are checked against the National Do Not Call Registry with documented consent.
Real-time exclusive delivery for closers, or aged files priced for high-volume outreach floors.
Test a controlled batch and measure contact, consultation, and enrollment rates against your balance filters before scaling volume.
Empathy converts here: consumers in debt stress respond to calm, judgment-free consultations that map a concrete monthly path forward.
Compliance is the moat: the FTC Telemarketing Sales Rule restricts advance fees for debt relief, so keep scripts, disclosures, and billing aligned with it from day one.
Send us your balance thresholds, states, and daily volume and delivery flows by CRM, email, or portal, with replacements for verified bad records.
| Format | Cost | Conversion | Best For |
|---|---|---|---|
| Live Transfer | $$$$ | Highest | Closers wanting distressed consumers on the line |
| Real-Time Exclusive | $$$ | High | Speed-to-lead enrollment desks |
| Aged Inquiry (30-90d) | $ | Volume play | High-dial outreach floors |
| Balance-Filtered Data List | $$ | Steady | Teams dialing by debt-size and state filters |
Credit card balances: Federal Reserve G.19 Consumer Credit. Debt relief rules: FTC Telemarketing Sales Rule.
Debt relief records carry the consultation essentials: name, verified phone, state, estimated unsecured balance, debt-type signal, and the help-seeking intent behind the inquiry.
Balance first, always: program minimums make the estimated-debt field the gatekeeper of your economics, and it arrives on the record instead of surfacing awkwardly mid-call.
State fields keep programs lawful, since debt-relief rules vary sharply by state, and intent signals keep conversations humane, because these consumers asked for help and deserve to be met that way.
Contact us today to get a free count and quote. Quick delivery, competitive pricing, and unmatched quality.
Contact Us →Debt settlement leads are consumer records of individuals with significant unsecured debt, typically $10,000 or more, who show financial hardship indicators making them candidates for debt negotiation or settlement programs.
Debt levels are estimated using credit indicator models that analyze public record filings, credit inquiries, and financial behavior patterns. Exact balances are not available, but ranges are reliable.
Quality debt settlement leads typically achieve 5 to 12% enrollment rates depending on your program terms, outreach strategy, and follow-up cadence.
Debt relief outreach is regulated by the FTC Telemarketing Sales Rule and state regulations. All our leads are DNC-scrubbed. We recommend consulting legal counsel on compliance requirements.